DeFreitas & Minsky Accounting Blog

How to Build Wealth in 3 Simple Steps

Posted by thallissey on Jun 7, 2016 10:00:00 AM

A common concern for many Americans is how to build wealth both safely and effectively. Accomplishing this feat is easier said than done, but it isn’t out of reach. These three simple steps show you the way to achieve financial stability.

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Topics: Financial Planning, investment

401k vs Roth IRA: Which One is Right for You?

Posted by thallissey on Aug 6, 2015 12:05:58 PM

401k vs Roth IRA

As you begin to think about planning for your retirement, you’ll need to choose a retirement vehicle that is right for you. Since there are pros and cons to every savings plan, our chart provides an analysis of 401k vs Roth IRA.

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Topics: Financial Planning, retirement, investment

What is a 401k? And, Why Should I Have One?

Posted by thallissey on Jul 27, 2015 12:28:59 PM

What is a 401k

When students become young professionals, they soon realize adulthood requires a lot of financial planning. Most are quick to learn about managing their money. But one question stumps many recent grads: what is a 401k?

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Topics: Financial Planning, investment

5 Tips to Learn How to Manage Your Money After Graduation

Posted by thallissey on Jul 13, 2015 9:17:50 AM

Learn How to Manage Your Money

Recent college grads have more on their mind today than ever before. With a tight job market and rising housing costs, the post-college transition can be tough. But, it doesn’t have to be that way. If you learn how to manage your money now, the liberating feeling of financial independence will follow.

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Topics: Financial Planning, investment

Smart Options for Investing Your Tax Refund for Retirement

Posted by thallissey on Apr 16, 2015 7:07:26 AM

investing your tax refund for retirement

After tax day, we are rewarded with the fun task of deciding what to do with our income tax refund. Before buying anything this year, consider some of our smart strategies for investing your tax refund for retirement.

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Topics: Financial Planning, retirement, investment

How to Use a 1031 Exchange to Help with Your Investment

Posted by admin on Apr 13, 2015 8:30:23 AM

1031 exchange

Are you in the business of buying and selling real estate? Tired of paying out your gains at tax time? Let us introduce you to the 1031 exchange!

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Topics: Financial Planning, investment

Is Passive Investing Right for You?

Posted by admin on Nov 11, 2014 6:46:01 AM

passive investing

We started talking about active vs passive investing last week, when we introduced an example of a woman investing in an index fund that tracked the S&P 500. This type of passive investing, in which you invest in a fund that tracks the indexes of bonds, small company stocks, foreign stocks, and other asset classes, is quickly becoming one of the most popular forms of investment.

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Topics: Financial Planning, investment

Active Investing Vs. Passive Investing: Which to Choose?

Posted by admin on Nov 4, 2014 11:20:33 AM

active investing

Investors can employ two different strategies when choosing how to invest their money: passive or active. Despite the fact that active investing has historically been most popular, there’s recently been a shift that’s put passive investing way above active in measures of popularity. To illustrate, look at figures from 2013: passive equity funds exceeded $60 billion in net investments, while active funds only had $3.4 billion.

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Topics: Financial Planning, investment

How to Achieve Wealth Sustainability

Posted by admin on Oct 14, 2014 11:02:11 AM

wealth sustainability

It’s no surprise that wealthy people have an interest in sustaining their wealth through future generations. However, what is surprising is how few of them are confident in their ability to do so. In a recent study published by Merrill Lynch’s Private Banking and Investment Group, a third of the participants indicated that their biggest financial concern is their uncertainty about wealth sustainability.

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Topics: Financial Planning, investment

Asset Sustainability Facts You’ll Regret Not Knowing

Posted by admin on Oct 7, 2014 12:22:32 PM

A recent survey published by Merrill Lynch’s Private Banking and Investment Group uncovered alarming statistics with regard to the universal goal of sustainability. “The Meaning of Sustaining Wealth” was a survey that included 171 participants, meant to gain insight into the desire to sustain wealth and the plans through which individuals intended to do so.

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Topics: Financial Planning, investment